Carmel Health & Living Community
118 Medical Dr · Carmel, IN · 46032 · 3178444211
188 certified beds Government - County Chain: Cardon & Associates
- No federal fines or payment denials in CMS’s 3-year window.
The composite number cleared 70 points, but Recommended is gated: inspection record below the Recommended bar. That rule is part of the published method.
The complete Safety Report — $19
Everything on this page plus the full citation-by-citation history with inspector findings, the complete penalty record, staffing vs benchmarks, side-by-side nearby comparisons, and the printable tour checklist. One PDF, emailed in minutes, yours to keep and share with family.
Red flags
2 actual-harm citations in the most recent cycle
Inspectors found deficiencies that caused real harm to residents, beyond potential-harm paperwork findings.
63% of nursing staff left within a year
High turnover disrupts continuity of care; the national median is 45%.
Score breakdown
Quality-measure stars are deliberately excluded — they're largely self-reported by facilities. Full method.
CMS ratings & staffing
Overall: 2 of 5 Inspections: 2 of 5 Staffing: 2 of 5 Quality measures: 3 of 5
| Total nurse hours / resident-day | 3.58 | 3.48 min · 4.1 strong |
|---|---|---|
| RN hours / resident-day | 0.57 | 0.55–0.75 |
| Weekend hours / resident-day | 3.25 | ≈ weekday level |
| Nursing turnover / year | 63% | median 45% |
| Fines (3-yr window) | none |
Inspection citations (30 in the current record)
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Actual harm · G November 13, 2025 · found via complaint
Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
Corrected December 5, 2025 · Quality of Life and Care
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Actual harm · G September 25, 2025
Ensure that residents are free from significant medication errors.
Corrected October 24, 2025 · Pharmacy Service
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Potential for harm · D September 25, 2025
Allow residents to self-administer drugs if determined clinically appropriate.
Corrected October 24, 2025 · Resident Rights
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Potential for harm · D September 25, 2025
Provide appropriate treatment and care according to orders, resident’s preferences and goals.
Corrected October 24, 2025 · Quality of Life and Care
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Potential for harm · D September 25, 2025
Provide safe and appropriate respiratory care for a resident when needed.
Corrected October 24, 2025 · Quality of Life and Care
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Potential for harm · D September 25, 2025
Provide safe, appropriate dialysis care/services for a resident who requires such services.
Corrected October 24, 2025 · Quality of Life and Care
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Potential for harm · E September 25, 2025
Provide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist.
Corrected October 24, 2025 · Pharmacy Service
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Potential for harm · D September 25, 2025
Ensure each resident’s drug regimen must be free from unnecessary drugs.
Corrected October 24, 2025 · Pharmacy Service
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Potential for harm · E September 25, 2025
Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
Corrected October 24, 2025 · Pharmacy Service
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Potential for harm · D January 8, 2025 · found via complaint
Provide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist.
Corrected January 24, 2025 · Pharmacy Service
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Potential for harm · D November 4, 2024
Ensure residents have reasonable access to and privacy in their use of communication methods.
Corrected November 22, 2024 · Resident Rights
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Potential for harm · D November 4, 2024
Coordinate assessments with the pre-admission screening and resident review program; and referring for services as needed.
Corrected November 22, 2024 · Resident Assessment and Care Planning
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Potential for harm · D November 4, 2024
Develop and implement a complete care plan that meets all the resident's needs, with timetables and actions that can be measured.
Corrected November 22, 2024 · Resident Assessment and Care Planning
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Potential for harm · D November 4, 2024
Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
Corrected November 22, 2024 · Quality of Life and Care
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Potential for harm · D November 4, 2024
Provide safe and appropriate respiratory care for a resident when needed.
Corrected November 22, 2024 · Quality of Life and Care
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Potential for harm · D November 4, 2024
Provide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist.
Corrected November 22, 2024 · Pharmacy Service
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Potential for harm · D November 4, 2024
Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
Corrected November 22, 2024 · Pharmacy Service
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Potential for harm · D November 4, 2024
Provide or obtain dental services for each resident.
Corrected November 22, 2024 · Quality of Life and Care
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Potential for harm · D November 4, 2024
Make sure that the nursing home area is safe, easy to use, clean and comfortable for residents, staff and the public.
Corrected November 22, 2024 · Environmental
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Potential for harm · E November 4, 2024 · found via complaint
Provide appropriate treatment and care according to orders, resident’s preferences and goals.
Corrected November 22, 2024 · Quality of Life and Care
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Potential for harm · D November 4, 2024 · found via complaint
Ensure food and drink is palatable, attractive, and at a safe and appetizing temperature.
Corrected November 22, 2024 · Nutrition and Dietary
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Potential for harm · D March 1, 2024 · found via complaint
Allow residents to self-administer drugs if determined clinically appropriate.
Corrected March 15, 2024 · Resident Rights
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Potential for harm · D March 1, 2024 · found via complaint
Provide and implement an infection prevention and control program.
Corrected March 15, 2024 · Infection Control
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Potential for harm · D October 27, 2023
Honor the resident's right to request, refuse, and/or discontinue treatment, to participate in or refuse to participate in experimental research, and to formulate an advance directive.
Corrected November 10, 2023 · Resident Rights
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Potential for harm · D October 27, 2023
Keep residents' personal and medical records private and confidential.
Corrected November 10, 2023 · Resident Rights
Showing the 25 most recent. The Safety Report includes every citation with full findings.
Family & resident reviews — a separate signal, never mixed into the score
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Source: CMS Care Compare (public domain), data as of June 1, 2026 · CCN 155181 · certified since April 24, 1978. The score is a screen, not a verdict on any one resident's experience — read how it's computed, then visit in person.